The Challenge

IoT devices like vending machines need integrated payment infrastructure that handles two distinct flows: consumer micropayments and supplier settlements — all without cash or physical cards.

The Solution

Marketpay’s API integration creates individual user wallets for micropayments in escrow, while managing all payments with the machine’s suppliers through a single integrated solution. Suppliers gain real-time visibility into who purchased, when, and how much.

Orain

Orain needed a payment system allowing customers to purchase directly from vending machines via smartphone, while simultaneously managing supplier settlements and inventory tracking — creating two distinct payment flows within one ecosystem.

Digital wallets

Individual user wallets where customers can top up funds and manage micropayments in escrow, eliminating the need for cash, coins, or credit card linking.

Supplier settlement

Direct product payment settlement with real-time inventory monitoring and access to customer data including purchase timing, frequency, and buyer demographics.

For End Consumers

  • Simplified purchasing without physical currency
  • Digital wallet management
  • Instant transactions

For Suppliers

  • Direct product payment settlement
  • Real-time inventory monitoring
  • Actionable insights into buying habits
  • Repeat customer pattern tracking

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